The Jimmy Castro Real Estate Group Lenders

HomeGuide Mortgage

  • NameSal Nevigato
  • LicenseNMLS #583041
  • Phone707-293-1157
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HomeGuide Mortgage delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, HomeGuide Mortgage branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.

Throughout the mortgage industry, HomeGuide Mortgage is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, HGM develops mortgage solutions that serve the needs of every borrower.

HomeGuide Mortgage holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. HGM loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.

About Ray Villegas

Ray Villegas is a rising star in the real estate industry. He is passionate and devoted to providing excellent customer service and compassionate guidance. Ray is committed to listening to his client’s needs and utilizing his keen negotiating skills to ensure a successful transaction.

Born and raised in the Bay Area, Ray understands the numerous intangible benefits of life in the Bay and the counties surrounding it (Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Clara, Sonoma, Solano, and San Francisco) with it’s beautiful culture and diversity. His enthusiasm and expertise enhance his ability to guide you through one of the biggest investments of your life. With a background in Sales and Marketing, Ray has the experience and discipline to exceed your expectations.

Raised in the Northern California, Ray is well connected and has vast knowledge of local services, resources and amenities. Throughout his professional career, Ray has remained committed to giving back to his community through volunteer work and mentoring. Ray’s friends and family would describe him as charismatic, knowledgeable, detail oriented, honest and fun to be around.